Where's the reward for safe driving in Ireland?

I'm so annoyed with insurance rates. Despite having seven years no claims bonus, my insurance still nearly doubled this year.

I just don't see the logic!

Let the boy racers and the people who have big crashes justly pay the big premiums.

The crazy thing is that if you have any sort of small accident in your vehicle, you are advised to settle it yourself or else (veiled threat time) your premiums will sky rocket next year.

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